Trish’s tips from Trish McKean

When applying for a mortgage to buy a new home, there are some common pitfalls you should avoid to ensure your process goes smoothly! 🏡💸

❌ Don’t make large purchases or open new lines of credit. This can affect your credit score and debt-to-income ratio.
❌ Avoid changing jobs or careers. Lenders prefer stability in your employment history.
❌ Don’t miss any bill payments. Timely payments are crucial for maintaining a good credit score.
❌ Refrain from making any large deposits into your bank account without a clear paper trail.
❌ Don’t ignore your lender’s requests for documents. Provide all necessary paperwork promptly.